Your home is where you go to sleep, eat, and relax. Ideally, your home serves as a sanctuary, where you keep your belongings, interact with your family, and socialize with your closest friends.
To ensure your house functions optimally, you must take steps to protect your home. Without annual maintenance, your home may fall into disrepair. Household systems may not function correctly, and you may have health issues stemming from poor indoor air quality. Maintaining your house protects your health and finances, which is why you should invest in the household protections explored here.
Maintain your roof.
Your roof is an essential part of your home that keeps the elements out of your indoor spaces. Investing in a high-quality roof can also reduce unwanted airflow, enabling you to maintain suitable indoor temperatures year-round.
Turn to local roofing experts for your roofing needs. Your Murrysville roofing company can restore or replace your roof. Perhaps you have an insurance claim for storm damage or need someone to fix a minor roof leak repair. Experienced roofers provide expert insights, explain your options, and help you find the best solution to your roofing issues.
Address roof leaks as soon as possible because roof leaks allow moisture to get inside your home. Over time, rain and snow can cause floorboards and support beams to rot. Promptly addressing leaks helps keep your repair costs from skyrocketing. A minor roof leak can lead to significant expenses, particularly if a ceiling collapses and you have to replace damaged property.
You’ll also protect your roof by having your gutters cleaned regularly. Blocked gutters can cause precipitation to build up, causing roof damage and leaks.
Invest in a home warranty plan.
Home warranty companies offer warranty plans, enabling homeowners to avoid unexpected repair costs if household systems or appliances break down. Homeowners select a plan based on their needs. When covered systems or appliances malfunction, the homeowner contacts their home warranty company. America’s best home warranty company offers service 24 hours per day, which means homeowners never have to wait to initiate repairs. Homeowners can even request a licensed, bonded technician who’ll perform the repairs.
The Platinum Plan and Gold Plan cover systems and appliances. The Gold Plan includes coverage for your washer, dryer, dishwasher, refrigerator, oven, garbage disposal, air conditioner, furnace, water heater, ductwork, electrical system, and plumbing system. In addition to the 14 systems and appliances included with the Gold Plan, the Platinum Plan covers your built-in microwave, ice maker, plumbing stoppages, ceiling, attic, and exhaust fans.
Suppose you’ve purchased new appliances with warranties. You could invest in a systems plan to cover household systems repairs and upgrade to a plan for systems and appliances once your warranties expire. If you built a new home but opted for used appliances, you could start with an appliance plan until your home warranty expires.
You can protect your home with homeowners insurance.
Homeowners insurance protects your house and your home’s contents from damage or loss. Between 2015 and 2019, fire departments in the United States responded to over 346,000 structural fires per year. Whether your home’s destroyed by a fire or a windstorm blows shingles off your roof, your homeowners’ insurance supplies the funds to repair or replace your home and any contents lost or damaged.
Homeowners’ insurance also includes liability insurance. Suppose someone’s walking to your front door, trips on a loose paving stone, and hits their head. They may file a lawsuit, seeking compensation for their medical bills and pain and suffering. Your insurance policy covers legal and settlement fees stemming from personal injury suits.
You can protect your home by investing in essential repairs when required. You can also protect your systems and appliances with a home warranty plan. Your homeowners’ insurance covers property damage and legal costs.
