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October 9, 2020 by Eddy

3 Reasons Why You Need Travel Insurance

The travel industry is a sector that typically remains active throughout any given year, considering the frequent trips people make and the various reasons why they do so. College students often travel for class trips or participate in study abroad programs. Many people travel overseas for business conferences and meetings, and many people go on domestic and international trips during the holiday season.

The United States Travel Association reported that in 2019, an estimated 80 percent of trips taken within the United States were for leisure purposes. The top five activities domestic travelers in the U.S. participated in during leisure trips were visits to family members, shopping, visits to friends, fine dining, and rural sightseeing. That being said, many countries enacted various temporary or long-term travel restrictions following the novel coronavirus (COVID-19) outbreak, causing a decline in trips.

As the ongoing health crisis continues, U.S. residents should consider traveling cross-country instead of leaving the country. The United States is rich with history, and you can find historic sites nearby. Consider a city such as Corinth, Mississippi. There are plenty of things to do in Corinth, MS: visit the Shiloh National Military Park, the Corinth Civil War Interpretive Center, the Corinth Contraband Camp, the Crossroads Museum, and other sites relevant to the American Civil War. Visiting a nearby historic site such as Corinth will save on the overall trip cost and allow you to expand your travel plans to include more activities.

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When traveling amid the COVID-19 pandemic, it’s crucial to take precautions to protect your health. It would help if you also consider protecting your finances and belongings with a travel insurance policy. Here are some reasons why you should consider getting travel insurance for your next trip.

Travel insurance can cover medical expenses.

No one counts on sustaining injuries or getting sick when traveling, but accidents happen. Travel insurance can be beneficial if an accident or medical emergency occurs away from home or overseas. Most travel insurance plans include coverage for expenses from illness or personal injury. When seeking coverage, keep in mind that most travel insurers don’t offer policies that cover pre-existing health conditions, pregnancy-related complications, childbirth, or damages caused by travelers’ willing participation in risky behaviors.

Coverage can help you recover lost or stolen items.

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Most travelers fear the theft or loss of their luggage, especially when they’re traveling with belongings that are high in sentimental and monetary value. In actuality, though, the odds of stolen or lost luggage are quite slim. Travelers typically receive their luggage in one day or two following a delay. Luggage that remains lost after two weeks or more typically gets deemed a total loss.

Depending on the circumstances, travel insurance may cover damages and the loss or theft of baggage or other belongings and valuable items.

Insurance policies help with canceled or delayed flights.

Many travelers may find it convenient to purchase their airline tickets, hotel rooms, and other traveling necessities for a trip in advance. Regardless of how much money or time a person spends preparing for a trip, emergencies and other unforeseen events may occur that could keep a traveler from embarking toward their destination. For this reason, people should consider acquiring travel insurance that includes cancellation coverage. Depending on the circumstances, travel insurance may cover missed, canceled, or delayed flights and any resulting accommodation issues.

Travel insurance is practical, especially for people who frequently go on trips. Travelers must read up on what travel insurance policies include and exclude. When considering purchasing travel coverage, people should keep in mind factors including, the destinations they frequent, their trip itinerary, the belongings they travel with, and their health. Obtaining information about travel insurance from a reputable web source can help people decide what travel insurance policy they should choose.

 

Filed Under: Travel

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Hi Everyone. My name is Eddy and I'm a 28 year old American guy. I live outside the box and do things on my own terms. I quit my job a few years ago to pursue my writing passion, so here I am sharing this blog with you!

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